Pricing

Pay only when you ship.

No setup fees, no monthly minimums. Transparent rates that scale with your business.

Starter
Free

Sandbox + first 1,000 transactions on us.

  • Sandbox access
  • All SDKs
  • Email support
  • Up to 1,000 test txns/mo
Get started
Growth
1.5%

Per successful transaction. No monthly fees.

  • Mobile money + cards
  • Bulk SMS at $0.008/msg
  • Priority support
  • Webhooks & retries
Get started
Scale
Custom

Volume pricing, dedicated infra, SLAs.

  • Custom corridors
  • Dedicated account team
  • 24/7 on-call
  • Signed SLA up to 99.99%
Get started
Per-product rates

One price list. Every channel.

Blended rates available at volume. All prices exclude VAT where applicable.

Mobile money collections
1.5%
per successful charge
MTN, Vodafone, AirtelTigo, M-Pesa, Orange Money
Card payments
2.9% + GHS 0.50
per successful charge
Visa, Mastercard, Verve. 3DS included.
Disbursements
GHS 1.20
per payout
Single or bulk, instant settlement
Account lookups
GHS 0.10
per lookup
Name resolution for all supported channels
Bulk SMS
$0.008
per message
Local sender IDs, delivery receipts
Webhooks & API
Free
unlimited
Signed callbacks, no per-call charges
Included in every plan

Infrastructure, not surcharges.

The features that make Mobiska reliable aren't behind a sales call. Every plan ships with the same primitives.

  • PCI DSS Level 1 infrastructure
  • Signed webhooks with automatic retries
  • Type-safe SDKs in 8 languages
  • Real-time dashboard & exports
  • Sandbox that mirrors production
  • Idempotency keys on every endpoint
  • Multi-currency settlement (GHS, NGN, KES, XOF)
  • Role-based team access
Pricing FAQ

The questions finance teams ask.

When am I charged?

Only on successful transactions. Failed charges, declines and webhook retries are always free.

Are there setup or monthly fees?

No. There are no setup costs, monthly minimums or hidden platform fees on Starter or Growth.

How does settlement work?

Collections settle to your bank or mobile money wallet on a T+1 schedule by default. Same-day settlement is available on Scale.

Do you offer volume discounts?

Yes. Once you cross ~GHS 2M monthly volume, our team will reach out with custom corridor and blended rates.

Which currencies do you support?

GHS, NGN, KES, XOF, ZAR and USD. Cross-border collection is in private beta.

Can I cancel anytime?

Yes — pay-as-you-go means no contracts on Starter or Growth. Scale plans are billed against an agreed annual commit.

Start in sandbox. Pay nothing until you go live.

Need a custom quote for high volume or cross-border? Our team replies within one business day.